Being a young driver you will face similar problems to a new driver searching for low priced car insurance for the first time. Your age plays a major role in determining how much insurance you will have to pay. A lack of driving experience makes young drivers a higher risk than experienced drivers. Fortunately, not all insurance companies are alike and you will find huge variances in the prices you will be quoted. It pays to compare insurance and is worth taking the time to see how much you could save.
Install Anti-Theft Devices
By installing extra security measures into your car, this will help reduce the price of car insurance. Devices such as a steering wheel lock, immobiliser, alarm and even a tracker will all contribute to lowering your annual premium.
Avoid Expensive Modifications
You may be tempted to install an expensive in car entertainment system or make external modifications to your vehicle in the way of tinted windows, alloy wheels or even make engine modifications. These are all items which will drive up the price of your insurance. Any modifications that are not factory fitted will raise up the price.
Choose Your First Car Wisely
Insurance prices are greatly affected by the insurance group a car falls within. Sports cars and vehicles with large engines make poor choices when trying to find cheap car insurance. A smaller engine vehicle such as a Vauxhall Corsa or Hyundai i10 will be much cheaper to insure.
Excess Fee Can Lower Prices
You will be able to choose the amount of excess you pay if you need to make a claim when involved in an accident. Choosing a higher excess will lower your insurance premium, so this can be a smart way to save money. This should be traded off against the risk of needing to make a claim and your agreement to pay the higher excess. Even if you are a safe driver, there is no guarantee that everyone else on the road will also drive safely.